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5 things I learnt from Professional Asset Managers on asset allocation

In the previous article: The Importance of Strategic Portfolio Allocation: Maximizing Returns and Minimizing Risks, we discussed the how asset allocation is the single most important decision that can impact your portfolio returns. Based on studies, if done correctly, it can boost returns, reduce risks while meeting your investment objectives.

pocketmint - consolidate personal finance matters in 1 app


Sneak Peek into pocketmint

After 4 months of development, we are close to launching our beta version of the personal finance app. It empowers individuals like you to take control of your financial lives. It allows you to track your insurance details as well as your family’s.
Register your interest via the link and get early access!

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10 Tips I wish I knew to Manage Finances When Planning a Wedding

I had the fortune of being just married and this article is a reflection piece to details some thoughts. Planning a wedding is an exciting and joyous occasion, but it can also be a substantial financial undertaking. Coupled with the thought of it being your “one and only” chance, the desire to pump up the experience is definitely high.

Without proper financial management, weddings can easily become overwhelming and lead to financial stress. I wrote down tips which I wish I knew before I started.

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5 Lies That Were Sold as Rules for Financial Success

There’s no shortage of advice – including many on how to achieve financial success. While some of this advice is solid, there are also several common misconceptions or “lies” that have been presented as foolproof rules for success. In this article, we’ll debunk 5 such myths and explore the truth behind them.

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Guides, Insurance Guides

The Playbook for DIY Insurance Claims

Of all the questions that are asked by family members and friends, the most one tend to be this: how do I submit a claim request from my insurer/how to DIY? This is especially common given the poor (or lack of) service provided by the agent once the sale is completed. Contrary to popular beliefs, it’s important to note that the agent who sold you the insurance policy may not be legally bound to assist you in your claims. It is hence imperative to understand the claims process and do it yourself, if necessary.

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Does Dollar Cost Averaging Guarantee Positive Returns? Unveiling the Reality

Many proponents of Dollar Cost Averaging emphasize its potential to generate positive returns over the long term, regardless of market fluctuations. However, it’s essential to recognize that DCA does not guarantee profitability. In fact, this technique primarily relies on a fallible assumption that markets will inevitably rise over time. As historical data and real-world examples reveal, this is not the case..

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Personal Cash Management Guides, Uncategorized

Why you need to use Deposit Insurance to your advantage

One essential tool that provides a safety net for your finances is deposit insurance. This is especially relevant after the recent banking crisis where bank deposits were in serious threat. In this article, we’ll delve into why deposit insurance matters and how you can strategically use it to your advantage within your retirement portfolio.

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Guides, Insurance Guides

Insurance: Pros and Cons of direct insurance

As we dive deeper into the realm of insurance, one approach that’s gaining momentum is direct insurance. This modern approach allows consumers like us to purchase insurance policies directly from providers, bypassing the traditional intermediaries like agents or brokers. It’s like having a direct line to your insurance needs, accessible from the comfort of your digital devices. With it, there are also pros and cons of this new distribution channel.

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Top 10 Personal Finance Tips I Wish I Knew in My 20s

Today, I want to share the top 10 personal finance tips I wish I could go back and give my younger self. Whether you’re in your 20s or beyond, these insights can pave the way to a brighter financial future.