Of all the questions that are asked by family members and friends, the most one tend to be this: how do I submit a claim request from my insurer/how to DIY? This is especially common given the poor (or lack of) service provided by the agent once the sale is completed. Contrary to popular beliefs, it’s important to note that the agent who sold you the insurance policy may not be legally bound to assist you in your claims. It is hence imperative to understand the claims process and do it yourself, if necessary.
One essential tool that provides a safety net for your finances is deposit insurance. This is especially relevant after the recent banking crisis where bank deposits were in serious threat. In this article, we’ll delve into why deposit insurance matters and how you can strategically use it to your advantage within your retirement portfolio.
As we dive deeper into the realm of insurance, one approach that’s gaining momentum is direct insurance. This modern approach allows consumers like us to purchase insurance policies directly from providers, bypassing the traditional intermediaries like agents or brokers. It’s like having a direct line to your insurance needs, accessible from the comfort of your digital devices. With it, there are also pros and cons of this new distribution channel.
In this article, we will explore the importance of strategic portfolio allocation, supported by real-world examples, research studies, and statistical evidence, and provide key tips to help readers optimize their investment strategies.
If used judiciously, credit cards can be a powerful tool for managing finances. They offer convenience, rewards, and financial flexibility. However, the key to maximizing the benefits of credit cards lies in strategic usage. This is the one of the powerful tools invented to optimize for cash management.
Planning for retirement can be a daunting task, especially with numerous investment options and strategies to choose from. This guide will focus on investment strategies and practical steps to create a well-rounded retirement portfolio.
This guide provides contrarian view of debt and gives situation-specific steps to successfully pay off debts.
This is a consolidated guide that focuses on personal cash management and will contain self-tested strategies for each sub-area.