The Consolidated Playbook for Personal Finance

If you’re looking for one place that contains high quality, objective and actionable information on personal finance, this is it. Here is a playbook that contains all the guides for each major area of personal finance. It distills my understanding of each topic and highlights my core strategies with each step.

I’ve wasted thousands of hours researching and made many mistakes that you’ll be able to avoid by following the guides. My goal is to reduce the noise so that you can implement the steps and fast track to your financial success.

While I have tried to be as thorough as possible, it’s impossible to list all the details and contexts. It is in your benefit to continue reading, learning, and fine-tuning these strategies as you progress. Find what works best for you along the way.

These guides are meant to be timeless. I know it is imperative to ensure that the guides still present the relevant and updated information. I will be maintaining them regularly. To help you and me track this, “Updated as of Dates” will also be included in the guides.

Lastly, please also subscribe to my newsletter to join the community and receive additional resources. Thank you!

Personal Cash Management Guides

Why you need to use Deposit Insurance to your advantage

One essential tool that provides a safety net for your finances is deposit insurance. This is especially relevant after the recent banking crisis where bank deposits were in serious threat. In this article, we’ll delve into why deposit insurance matters and how you can strategically use it to your advantage within your retirement portfolio.

Mastering the Art of Credit Card Optimization: A Comprehensive Guide

If used judiciously, credit cards can be a powerful tool for managing finances. They offer convenience, rewards, and financial flexibility. However, the key to maximizing the benefits of credit cards lies in strategic usage. This is the one of the powerful tools invented to optimize for cash management.

Contrarian views on Debt and Combat tips of Debt Management

This guide provides contrarian view of debt and gives situation-specific steps to successfully pay off debts.

Mastering Personal Cash Management: 3 Guides to Nail it

This is a consolidated guide that focuses on personal cash management and will contain self-tested strategies for each sub-area.

Budgeting tactics: Budgeting in 3 proven steps

Budgeting is the most important skill and foundation for financial success. It is the backbone of your personal finance framework and in this guide, we will discuss the steps to get this right.

Insurance Guides

The Playbook for DIY Insurance Claims

Of all the questions that are asked by family members and friends, the most one tend to be this: how do I submit a claim request from my insurer/how to DIY? This is especially common given the poor (or lack of) service provided by the agent once the sale is completed. Contrary to popular beliefs, it’s important to note that the agent who sold you the insurance policy may not be legally bound to assist you in your claims. It is hence imperative to understand the claims process and do it yourself, if necessary.

Insurance: Pros and Cons of direct insurance

As we dive deeper into the realm of insurance, one approach that’s gaining momentum is direct insurance. This modern approach allows consumers like us to purchase insurance policies directly from providers, bypassing the traditional intermediaries like agents or brokers. It’s like having a direct line to your insurance needs, accessible from the comfort of your digital devices. With it, there are also pros and cons of this new distribution channel.

Get Started with Insurance: the Honest Guide

This definitive guide to insurance mainly elaborates from an objective and self-practiced standpoint to help you get started in your planning and review.

Retirement Guides

The Importance of Strategic Portfolio Allocation: Maximizing Returns and Minimizing Risks

In this article, we will explore the importance of strategic portfolio allocation, supported by real-world examples, research studies, and statistical evidence, and provide key tips to help readers optimize their investment strategies.

Investment Basics: Vehicles to Grow Your Wealth

In this post, we aim to break down the fundamentals of investing on the types of vehicles and provide you with a stepping stone into the world of growing your wealth.

The Timeless Guide to Retirement Planning: Investment Strategies for a Secure Future

Planning for retirement can be a daunting task, especially with numerous investment options and strategies to choose from. This guide will focus on investment strategies and practical steps to create a well-rounded retirement portfolio.